{"id":36922,"date":"2022-04-01T04:43:00","date_gmt":"2022-03-31T17:43:00","guid":{"rendered":"https:\/\/wordpress-328533-4778250.cloudwaysapps.com\/?p=36922"},"modified":"2022-04-06T09:59:26","modified_gmt":"2022-04-05T23:59:26","slug":"james-twiss-ceo-at-beforepay","status":"publish","type":"post","link":"https:\/\/balancethegrind.co\/interviews\/james-twiss-ceo-at-beforepay\/","title":{"rendered":"Balancing the Grind with James Twiss, CEO at Beforepay"},"content":{"rendered":"<div class=\"addrop-wrap\" data-id=\"58481\"><\/div>\n<p class=\"wp-block-paragraph\">James Twiss is the CEO at Beforepay, which is pioneering Australia\u2019s first Pay On Demand\u2122 service to give members instant access to their pay in a way that is transparent, fair and flexible.<\/p>\n\n\n\n<!--more-->\n\n\n\n<figure class=\"wp-block-pullquote has-border-color has-sitka-accent-border-color\"><blockquote><p><em><em><em><em><em><em><em><em><em><em>Learn how the most successful people in the world structure and manage their days. Sign to the <a href=\"https:\/\/awesome-hustler-7838.ck.page\/2a1f7fe74d\">Balance the Grind newsletter<\/a>!<\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/p><\/blockquote><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-to-kick-things-off-could-you-tell-us-a-little-about-your-career-background-and-current-role\">1) To kick things off, could you tell us a little about your career background and current role?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I started my career as a consultant with McKinsey, first in New York (I\u2019m American) and then moving to Sydney after business school. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I eventually joined Commonwealth Bank, first in the strategy team, and then moving to New York to start and run the asset-management business there. After we came back to Sydney, I joined Westpac, first as the head of strategy and then as Chief Data Officer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I\u2019m currently the CEO of Beforepay. Our mission is to provide financial control to working Australians who have not been well-served by the traditional financial-services industry &#8211; offering simple, fair and transparent short-term finance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-what-does-a-day-in-your-life-look-like-for-you-can-you-take-us-through-a-recent-workday\">2) What does a day in your life look like for you? Can you take us through a recent workday?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The mornings are a blur of trying to get our teenagers out of bed and ready for school, walk the dog, and hopefully go for a quick run (\u201crun\u201d might be an optimistic term). If I\u2019m going into the office, I\u2019ll take the bus into the CBD with the kids.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I usually start each morning by writing down what I need to get done that day and what I\u2019m hoping to work on if there\u2019s time\u2014this keeps me focused on what\u2019s most important, rather than just getting sucked into the email-and-meeting vortex. I try to keep my inbox pretty clear, but often that\u2019s by picking up the phone and calling people to resolve an issue, instead of just trading messages back and forth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I try to take a proper break at lunchtime. I\u2019ll read the paper, eat, and think.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If I\u2019ve been productive, then I\u2019m usually pretty shattered by 6pm or so, and I\u2019ll head home (if I\u2019m in the office). I\u2019m an introvert, so after talking to people all day, I like to put on headphones and cook dinner in silence. We eat as a family, read or watch a bit of television, and then I usually go to bed early. I try not to work too much in the evenings if I can avoid it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-does-your-current-role-allow-for-flexible-or-remote-working-if-so-how-does-that-fit-into-your-life-and-routine\">3) Does your current role allow for flexible or remote working? If so, how does that fit into your life and routine?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, it does, and I really like the mix. If I\u2019m not commuting, then it\u2019s easier to fit exercise time in at the beginning of the day (if I don\u2019t do it early, I don\u2019t do it). When I\u2019m working from home, sometimes I\u2019ll shift time around a bit\u2014take some breaks during the day and work a bit later in the afternoon.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-what-does-work-life-balance-mean-to-you-and-how-do-you-work-to-achieve-that-goal\">4) What does work-life balance mean to you and how do you work to achieve that goal?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The most important element for me is having a clear separation between work and life. I try hard not to see email or Slack when I\u2019m not working\u2014in the evenings and on the weekends, whenever possible, I turn off the monitor on my work computer, and I don\u2019t get notifications on my phone and iPad. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If I need to do something on the weekend, I\u2019ll do it, but then I\u2019ll close everything up again and not look at it. The team knows they can call or text me if needed, but that\u2019s pretty rare out of hours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The second most important element of work-life balance for me is being productive at work. I think it\u2019s easy to fill up your time with emails and meetings and feel like you\u2019re working hard, but not actually achieving very much. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I try hard to cut away time-wasting activity and focus on working intensively on a small number of really important topics, while also quickly resolving BAU items that need my attention. When I\u2019m really focused on the right things, the days fly by, and at the end of each one, I think I\u2019m further along than I was in the morning.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-in-the-past-12-months-have-you-started-or-stopped-any-routines-or-habits-to-change-your-life\">5) In the past 12 months, have you started or stopped any routines or habits to change your life?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I start and stop routines all the time! Sometimes I\u2019m meditating and sometimes I\u2019m not; I get more and less disciplined about exercising, and so on. I don\u2019t think I\u2019ve discovered any amazing new life hacks, though.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I did get a sit-stand desk, and that\u2019s been really nice. My wife has a standing desk with a walking treadmill under it, which I find inspiring, but I don\u2019t think I could hack it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"6-do-you-have-any-favourite-books-podcasts-or-newsletters-that-you-d-like-to-recommend\">6) Do you have any favourite books, podcasts or newsletters that you&#8217;d like to recommend?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For me, the key to being effective and productive is keeping my leisure time as far away from work topics as possible. I read a lot of history and a lot of literature. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Right now I\u2019m reading a history of the Soviet invasion of Afghanistan, which focuses on how the Politburo knew they were heading for disaster when they first sent troops, but couldn\u2019t see an alternative. It\u2019s an eye-opening case study of how people try and often fail to solve difficult problems.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-are-there-any-products-gadgets-or-apps-that-you-can-t-live-without\">7) Are there any products, gadgets or apps that you can\u2019t live without?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After twenty years on and off in Australia, I\u2019m still a diehard NFL fan, and I would struggle without the Game Pass app that lets me follow the season. And while I could live without it, to turn on my Lexon alarm clock, you push the top, and a tiny little second clock pops up with the alarm time on it. It makes me smile every time I use it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"8-if-you-could-read-an-interview-about-work-life-balance-by-anyone-who-would-that-be\">8) If you could read an interview about work-life balance by anyone, who would that be?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I\u2019m not sure if this counts, but I\u2019d really like to see an audit conducted on one of those hustle-culture people who claim to sleep four hours each night, etc., to see if it\u2019s actually true. I can\u2019t really imagine that\u2019s possible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"9-do-you-have-any-last-thoughts-on-work-life-or-balance-that-you-d-like-to-share-with-our-readers\">9) Do you have any last thoughts on work, life or balance that you\u2019d like to share with our readers?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To misquote Friedrich Engels, I think a lot of what happens in modern workplaces could be reasonably described as \u201cuseless activity perpetrated by frightened people to reassure themselves.\u201d <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Management is hard, and sometimes people don\u2019t know what to do. In those circumstances, it\u2019s all too common for leaders to create meaningless busy-work and keep crazy hours, so that if things don\u2019t go well, they\u2019ll be able to take comfort in how busy they were and how hard they worked. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I think it\u2019s much better to slow down, avoid the useless activity, and think carefully about the situation and what will actually make a difference.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Before you go\u2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>If you\u2019d like to sponsor or advertise with Balance the Grind,&nbsp;<a href=\"https:\/\/balancethegrind.co\/sponsorship\/\">let\u2019s talk here<\/a>.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Join our community and never miss a conversation about work, life &amp; balance \u2013&nbsp;<a href=\"https:\/\/awesome-hustler-7838.ck.page\/2a1f7fe74d\">subscribe to our newsletter<\/a>.<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.youtube.com\/channel\/UCs-cXoQLn4CTrBdnxuENdPQ\/videos\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-1024x535.jpg\" alt=\"\" class=\"wp-image-35361\" srcset=\"https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-1024x535.jpg 1024w, https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-280x146.jpg 280w, https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-600x314.jpg 600w, https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-300x157.jpg 300w, https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-768x402.jpg 768w, https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022-1140x596.jpg 1140w, https:\/\/balancethegrind.co\/wp-content\/uploads\/2022\/01\/give-it-a-nudge-banner-2022.jpg 1201w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption>Start-up Founders, Venture Capital, Private Equity, Accelerators &#8211; hear them all talk about their stories where they went wrong, what went right and what they learned!<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<div class=\"addrop-wrap\" data-id=\"58481\"> <a href=\"https:\/\/balancethegrind.co\/interviews\/james-twiss-ceo-at-beforepay\/\">&nbsp;&raquo;&nbsp;Read more about: Balancing the Grind with James Twiss, CEO at Beforepay &nbsp;&raquo;<\/a><\/div>\n","protected":false},"author":1,"featured_media":36925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[19,4],"tags":[],"class_list":["post-36922","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ceos","category-interviews"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Balancing the Grind with James Twiss, CEO at Beforepay - Balance The Grind<\/title>\n<meta name=\"description\" content=\"Conversations with people from all walks of life about: work, life &amp; balance. 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